Vivo y21 installments guide in pakistan
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Vivo Y21 On Installments In Pakistan (Guide)

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Vivo y21 is a decent device for users who want a phone that runs smoothly with a long battery life of 5000mAh. One of the amazing features is that it supports 18-watt fast charging. When it comes to the cameras, the back camera is 13 MP and the selfie camera is 8 MP which is pretty decent. But for pro users, it’s not a good choice for them.

In 2021, on 20th August vivo launched the vivo y21 smartphone. When it came into the market, the price was around PKR. 39000. But as time goes, Pakistan’s economic conditions worsen, and today it costs PKR 54,199 as of June 2023. 

Buying a smartphone in this range is a little bit hard for the average people of Pakistan because of inflation. That’s why people rely on the buy now pay later option. But most people are afraid of two main things when buying a phone on installment. 

First, the provider is trustable or not, because sometimes people get into fraud, it may be kind of taking installment money and not give the product. And the second thing is which source is best for them in terms of markup rate and quality product. 

So, we made a detailed guide for you, in which you will get to know how and where to buy vivo y21 on installments in Pakistan. 

Buy Vivo Y21 On Installments In Pakistan

Faysal Bank

Faysal Bank is a trustworthy and reputed bank in Pakistan. They offer their customers to buy a wide range of electronic products on installments and vivo y21 is one of them.  

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  Total Price: 69,800

TenureInstallment per monthMarkup
9 monthsPKR7,7560%
12 monthsPKR5,8170%

The selling price of the product (Vivo Y21 )is slightly higher than the others, although they offer 0% markup.

Requirements

  • Must have a credit card (any bank)

Priceoye Pk

Priceoye Pk is another option available in the market if you don’t want to buy from a bank. It is a well-reputed online store with positive ratings from its customers. That will allow you to buy any smartphone on installments in Pakistan. It offers long-term plans from 3 months to 24 months. 

However, the markup rate varies from bank to bank. If you are a bank alfalah credit holder, you can check the plan below. However, other bank credit card holders can visit the official website.

TenureInstallment per monthMarkup
3 monthsRs.18,797
6 monthsRs.9,798
9 monthsRs.6,798
12 monthsRs.5,300
18 monthsRs.3,798
24 monthsRs.3,048

As mentioned above market rate varies and also they deduct a one-time service fee of 2.5% when you pay the first installment to purchase vivo y21.

Requirements

  • Must have a credit card holder

The above 2 online retailers are our picks for you. Because they are well-reputed and trusted. Although, both offer different tenures. You can choose the plan that suits you. 

Comparison

Faysal BankPriceoye Pk
No Markup Big markup
Few installments PlanWide Range of Installments Plan
Accept Credit cards from any bankAccept credit cards from 7 banks only

Steps to buy vivo y21 on installments in Pakistan

So, when you made up your mind about where to buy it after considering important points, here is what you need to do:

  1. Go to the official website
  2. Search the product
  3. Then “Add to Cart”
  4. Choose the installment plan
  5. Click on “Confirm”
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So, these are the five simple steps and you only need a credit card. 

However, if you don’t have a credit card, don’t worry, it’s not that hard, here is what you need to do: 

How To Get a Credit Card in Pakistan

A credit card is an instrument that is issued by the bank to the bank account holder to borrow funds with a pre-approved limit. 

In simple words, it allows you to make a purchase and you have to pay back the amount with interest. It’s a good option for medium-range income people to buy things and pay back little by little. 

So, if you have a bank account in any bank in Pakistan, you just have to visit the branch or apply online for a credit card. Most of the banks issue credit cards only to those people earning monthly more than PKR50,000 but also a few require Pkr25,000 to 30,000 monthly income of the holder. 

Other online Platforms To Buy Vivo Y21 on Installments in Pakistan

If you don’t have a bank account and a credit card, you can look up other options available such as olx pk, installment mart, and other marketplaces.

We don’t suggest you to chose them because sometimes people get into the scammer’s hands and lose their money.

So, if you have to decide to buy from them, be careful, and read the reviews first. 

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